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Money worth is a living benefit that stays with the insurer when the insured dies. Any superior financings against the cash value will certainly lower the policy's survivor benefit. Long term care. The policy proprietor and the guaranteed are typically the very same individual, yet occasionally they may be different. A company might purchase key person insurance on a vital staff member such as a CHIEF EXECUTIVE OFFICER, or a guaranteed may market their very own plan to a 3rd party for cash in a life negotiation - Mortgage protection.
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