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Money value is a living advantage that continues to be with the insurer when the insured passes away. Any type of outstanding finances versus the cash worth will certainly reduce the policy's death advantage. Life insurance. The policy owner and the insured are usually the exact same individual, yet in some cases they might be various. As an example, a business might purchase key person insurance policy on a crucial staff member such as a CHIEF EXECUTIVE OFFICER, or a guaranteed might offer their very own policy to a 3rd party for money in a life settlement.
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